Comprehensive Protection for Your Vessel
Our Fishing Boat Insurance is designed to offer you complete peace of mind, covering a wide array of perils such as fire, theft, storms, collisions, and more. Rest assured, whether at sea or on land during transportation, your vessel is protected.
Tailored Coverage That Fits
Hull & Machinery: Your vessel's backbone, including the hull and essential machinery, is safeguarded against the unexpected.
On the Move: Coverage extends to road transport, ensuring your vessel's safety during transportation.
Customizable Options: From engines and electronic gear to fishing appliances, select the coverage that aligns with your needs.
Settlements Made Simple
Our claims process is straightforward, focusing on Actual Cash Value or the specified limits, ensuring prompt and fair compensation for losses or damages.
Your Policy, Your Terms
Flexible Deductibles: Choose your level of coverage with our flexible deductible options, tailored to your needs.
Seasonal Adjustments: Our lay-up conditions provide off-season peace of mind, with specified navigation areas for when you're at sea.
Special Clauses: Take advantage of clauses like "Free from Capture or Seizure" to ensure comprehensive protection in different scenarios.
Enhance Your Policy
Loss of Use: Get coverage for chartering a substitute vessel, so you can keep your operations running smoothly.
Charter Party Endorsement: Add coverage for when your vessel is under the command of a designated individual.
Clear Conditions & Requirements
We believe in being transparent and using plain language. Our policy comes with clear statutory conditions covering everything from misrepresentation to change of interest and post-loss requirements.
Specialized Clauses for Comprehensive Safety
Ensuring you're covered, no matter where your journey takes you by opting for additional
protection. Our specialized clauses include pollution liability for sudden incidents, additional damage for specific risks, and extended navigation areas.
At PEI Mutual, we're committed to providing insurance and a safety net, so you can focus on the catch, not the concerns.
Safety Tips
Harvest Safety: Prevent Combine Fires & Stay Safe in the Field ✅🚜
Harvest season is high-pressure—but safety should come first. Combine fires and accidents can cost time, money, and even lives. We’re offering 10 lb fire extinguishers for $100—delivered to your farm by your agent! Call your agent or our office today to order – 902-436-2185 or 1-800-565-5441 Follow these best practices to minimize fires and maintain…
Spring into Action and Stay Safe 🌻
Tis the season of red mud tracks through the house, wearing scarves and shorts on the same day, and planning your first PEI lobster feed. That’s right, spring has arrived on Prince Edward Island! As Islanders emerge from their winter hibernation, the warmer weather and longer days are an invitation to embrace the outdoors. It’s…
Preparing for the Storm: Essential Hurricane Preparedness Tips
September and October are always a good time to make sure you’re ready for when the next storm comes our way. Extreme weather events like hurricanes can disrupt daily life and pose risks to homes, property, and personal safety. By taking steps to prepare in advance, you can reduce the potential impact on your family…
Is your basement at risk of water damage?
“I’ve never had water in my basement before!” – A common sentiment from homeowners, but basements are always at risk of water damage. How to Reduce Your Risk of Basement Flooding: 1. Install a Sump Pump Plug directly into a dedicated electrical outlet (no extension cords). Ensure a backup power source (battery or generator) is…
Smoke Alarms
This information provides essential guidance on how to properly install and maintain smoke alarms for fire safety. Here are the key points: Installation of Smoke Alarms: Place smoke alarms outside every sleeping area, on every level of the home, and at the bottom of the basement stairs. If bedroom doors are closed at night, install…
Heating Your Home Safely
Prevent Injuries and Deaths from Improper Heating Unit Use Deaths and injuries from the careless use and improper installation of heating units can be prevented! Follow these basic rules to avoid the risk of personal injury or property loss. Consult a heating expert to help you choose the safest, most efficient, and economical unit for…
